Financial Aid and Scholarships
Financing Your Career
More education can make a huge difference in your life - and your family's. It can open doors of opportunity, financially and personally. Find out what going can mean for you. There are several options available to pay for your education after high school if you qualify. Speak to your counselor for more information on any of the options below:
A Federal Pell Grant, unlike a loan, does not have to be repaid. Pell Grants are awarded usually only to undergraduate students who have not earned a bachelor's or a professional degree. (In some cases, however, a student enrolled in a post-baccalaureate teacher certification program might receive a Pell Grant). Pell Grants are considered a foundation of federal financial aid, to which aid from other federal and nonfederal sources might be added.
A grant is money for college you don't have to pay back. To qualify, you must meet the eligibility and financial requirements as well as any minimum GPA requirements. Cal Grants can be used at any University of California, California State University or California Community College, as well as qualifying independent and career colleges or technical schools in California
A scholarship is money that does not have to be repaid. They come from a variety of sources. There are numerous reasons why someone would be awarded a scholarship; therefore there are several different types of scholarships. A merit based scholarship is probably the most common type.
Federal Student Loans
A federal student loan allows students and their parents to borrow money to help pay for college through loan programs supported by the federal government. They usually have low interest rates and offer attractive repayment terms, benefits and options. Generally, repayment of a federal loan does not begin until after the student leaves school. Federal student loans can be used to pay school expenses such as tuition and fees, room and board, books, supplies and transportation.
Federal student loans are delivered to students through the Direct Loan Program. Loan funds are provided to you through your school.
Private Student Loans
A private student loan is a nonfederal loan issued by a lender such as a bank or credit union. Private student loans often have variable interest rates, require a credit check and do not provide the benefits of federal student loans.
Send your family and friends your high school graduation invitations, along with a letter explaining your college intentions. They may just send you contributions to your college fund.
Hispanic Association of Colleges and Universities offers several scholarships for graduating seniors to assist them in defraying some of their college expenditures. Click here to find more information. Please review each scholarship's criteria carefully to see if you quality.
www.fafsa.gov is where you go to obtain a PIN (Personal Identification Number), learn more about the FAFSA, including step-by-step instructions, file online and check the status of your FAFSA.
www.finaid.org offers an overall look at financial aid, where to look for it and how to get it.
www.californiacashforcollege.org lists free Cash for College workshops in your area where you and your parents can get help filling out the FAFSA. You may even win an additional $1,000 scholarship at a Cash for College workshop.
www.icanaffordcollege.com for information on California Community Colleges and other kinds of financial aid.
www.csac.ca.gov has loads of information about Cal Grants and other programs available through the California Student Aid Commission.
www.edfund.org for planning for college and managing a student loan.
www.chafee.csac.ca.gov provides information on this exciting opportunity for foster youth and former foster youth.
www.californiacolleges.edu makes finding and applying to a school in California a no-brainer.
www.scholarshare.com provides valuable information about college savings opportunities.
www.studentaid.ed.gov provides information from the U.S. Department of Education.
www.fastweb.com provides free scholarship and college searches.
www.going2college.org to learn about the college and financial aid resources available in each state.
www.latinocollegedollars.org provides a scholarship directory for latino students.
www.HealthJobsStartHere.com will introduce you to good jobs in healthcare that could be the right fit for you.
www.whodouwant2b.com helps determine what courses to take in high school and community college.